There’s always something to howl about

Hey Zillow, hey Trulia, hey SmarterAgent: Here’s what I really want in a smart-phone app…

Not for me — for our lenders

Until lately, lenders and title people never really lived in our world. You could get ’em on the phone all day long — so long as it wasn’t Sunday, so long as it wasn’t 9:30 at night.

That’s changing, thank goodness, especially with lenders.

But: If I need a Loan Status Report (that’s Arizonan for a pre-qual form) at 9:30 on a Sunday night, I need it.

So here’s what I want for one (or more) of y’all to make for lenders:

1. Give them whatever kind of pre-qual calculator they need — with internet access, of course.

2. At the lender’s option, issue the pre-qual information in any extant state association of Realtors form, along with something generic and an auto-generated cover letter.

3. Email as a PDF or send an e-page with a URL to a PDF on your server.

As dumb as these forms are, and as perniciously useless as they sometimes can be, it’s getting to be impossible, in Arizona at least, to submit a contract without one.

So: If you would, please make it easy for lenders to make loan commitments.

Feel free to charge ’em for the app, of course. We all know they’re loaded… 😉


3 Comments so far

  1. Brian Brady August 14th, 2009 7:26 am

    This request should be directed at Encompass or Calyx (actually, it has been). The tricky part will be the credit report. If we can order from the iPhone app, and have it integrated into the loan file, this could be done.

    If buyers will apply online and Arizona adopts a universal form, accepted in most states, this can be in place by early 2010.

  2. Brian Brady August 14th, 2009 7:28 am

    Even better… If AAR develops an acceptable iPhone app for the LSR, we could do it now

  3. Robert Worthington August 17th, 2009 6:31 pm

    Haha. Greg I love the super cutting edge ideas! I am posting this comment from my palm pre and am a huge fan of real estate related apps.