There’s always something to howl about.

Category: Flourishing (page 24 of 38)

Thriving as only a rational animal can

I Bet Many of the Cool Kids Are On the Verge of Greatness

I’ve always loved the Cool Kids (CKs). I’ve never been a cool kid, but the kinda sorta quasi-cool guy who seemed to think differently, while simultaneously remaining under most folks’ radar. I’ve been the poster boy for Malcolm Gladwell’s 10,000 hours principle, which says we don’t become excellent at something ’till we’ve logged that many hours doing it. The CKs in the ethereal world of 2.0 real estate come and go, but the ones who’ve remained, some hangin’ by their fingernails, are the ones still puttin’ in those first 10,000 hours in the fields. That’s hopefully a diplomatic way of sayin’ they’re still mostly theoretically based and not so much empirically experienced — but gettin’ there.

A few of these CKs are gonna rise one morning realizing they’ve figured out where that last piece to their particular puzzle goes. When that happens we’ll all benefit wildly. ‘Till then? Let’s stop fallin’ in love with all the ‘can’t miss’ marketing ideas tossed at us as if they’re just as reliable as gravity and Grandma’s raisin-bran muffins. It just ain’t the case. If so, most of these kids would be livin’ the life of Steve Jobs, a CK himself, who actually put in the 10,000 hours and leveraged it to the max. Then he kept adding more 10,000 hour blocks to ensure the excellence of results.

What I’m tryin’ to say, and poorly at that, is that the CKs need to keep plowin’ their fields without ceasing. It’s like gettin’ in shape. You begin with a jelly belly and become discouraged after a week cuz you don’t look like Adonis yet. Rely on the universal principles at work — the most important of which is putting in your time. There’s simply no substitute for that part of the process. When working out consistently for a year, our jelly bellied friend is now slim ‘n trim, and wearin’ tank tops whenever possible. 🙂 Meanwhile, the others who haven’t unambiguously logged the hours, day in and day out, failed — but they’re still CKs, right? Maybe. Maybe not.

I’m about to complete my eighth 10,000 Read more

SplendorQuest: Redemption is egoism in action

This is clipped from a book I wrote in 1988 — a book I really need to write anew. It’s an epistolary novel, so the writing is kind of affected. I expect you can worry your way through it. “Madness,” as the term is used here, is an attempt to claim, as knowledge, a proposition the proponent knows in advance is invalid. –GSS

 
Redemption Is A Being Aware.

Redemption is finding Splendor in Rectitude. But much more importantly, Redemption Is Egoism In Action.

Egoism is the worship of the self by the self, all the time, for all time. Egoism Is A Being Aware of who he is and what he is doing and why — all the time. It is the pursuit always of values and never of disvalues, always of pleasure and never of pain, always of Truth and never of Madness. Egoism is the recognition that the fullest value of the self is realized through the fullest knowledge of the self.

Egoism is knowing and doing the good through time. It is a set of ideas, but ideas devoid of meaning if they are not put into practice. One can know Splendor by taking those actions one thinks are right. But one cannot know it by merely thinking about what is right, without acting upon it.

Redemption Is Egoism In Action, in the real deeds of your real life. By your self-loving actions, you redeem the errors of your past and make of them the achievements of your present and future.

It is not impossible to avoid doing this. Most people waste their whole lives trying to pretend that past errors need not be corrected. But neither is it possible to avoid the consequences of failing at redemption.

The future is open to change, but only by choice. Any person can take what he has and make of it what he would. If he is willing to make the effort. But he will not have his desires without fighting for them, without mothering them into being. The soul he creates for himself is the one he acts to create. If he fails to act for Read more

SplendorQuest: My plan to stage a graceful exit from life when the pursuit of Splendor has become impossible to me

Under the wide and starry sky,
Dig the grave and let me lie.
Glad did I live and gladly die,
And I laid me down with a will.

This be the verse you grave for me:
‘Here he lies where he longed to be;
Home is the sailor, home from sea,
And the hunter home from the hill.’

      –Robert Louis Stevenson

This is important: Everything that matters in human life is to be found to the right of the zero on the number line. Zero is never greater than one, so concentrating on the zero or on negative values is necessarily anegoic — contrary to the true interests of the ego.

Can it sometimes be needful to attend to negative values? Yes. I speak of eradicating bugs all the time, since this is a useful metaphor for understanding the actual meaning and importance of disvalues. If my food is being devoured by ants, I need to to exterminate them. If there is a scorpion in my home (it happens here), I have to crush it — grind it to a gooey pulp. If a two-legged predator attempts to confiscate my wealth, I must be prepared to defend myself.

But this is not what human life is for. Some days are cloudy, but if I focus on the clouds rather than on the illimitable sunlight I can produce by using my mind to its fullest, I am throwing away the only life I will ever have in pursuit of nothing.

But: Even so: I can foresee that there will come a time in my life when the pursuit of Splendor will no longer be possible to me. Until lately, I thought the most likely scenario would be that the accumulated effects of aging would render me incompetent to continue to thrive at a fully-human state of being. Given the resurgence of Marxism under President Obama, it seems plausible to me, of late, that I might be imprisoned for my philosophical positions. And there is also the possibility that I might someday find myself unable to produce more wealth that I consume. The most likely cause of this would be the government’s progressive destruction of Read more

Adorn that russet Bloodhound in Redfin red: Today we make common cause against stupidity, cupidity, stolidity and inertia in the real estate industry in behalf of the consumer’s right to a fully-informed, financially-sound and fun real estate experience.

Redfin.com is coming to Phoenix today — 6 am PDT, to be precise. And they’re coming as a VOW, which strikes me as being a potent marketing advantage, at least in the short run. And the news that might be most of interest here: BloodhoundRealty.com is coming along with them.

As I wrote in February of 2009, Redfin is entering new markets with referral agents as well as its own employees. Cathleen Collins, my wife and business partner, and I will be handling one quadrant of the referred territories.

From Redfin.com’s press release:

Redfin today expanded to the Phoenix metropolitan area, increasing the number of listings available on Redfin’s website by 8%. Phoenix is the third market Redfin has opened since December 2009, and the twelfth overall. Separately today, Redfin is announcing upgrades to its listing service, and new support for short sales.

With this launch, Redfin’s site offers customers the photos and marketing materials used to list properties that recently sold, information previously limited to real estate agents. No other website offers this data, known in the industry as Virtual Office Website (VOW) data, to Phoenix consumers. The new data, which consumers can use to develop their own market analyses, became available last year as a result of an agreement between the U.S. Department of Justice and the National Association of Realtors.

Redfin has access to the real-time database used by brokers to list homes because Redfin is a broker that represents customers buying and selling homes. In Cave Creek, Fountain Hills, Scottsdale, Tempe, Chandler and Gilbert, the company provides direct service, employing its own real estate agents. In the East Valley and the West Valley, Redfin relies on partners. Redfin’s search site covers all of Maricopa and Pinal counties.

Cathleen wants the business. We’re growing fast, and she wants to grow still faster.

Greg wants to be an even-more-disruptive disruptor.

But among many other things I might talk about, there is this: Redfin’s internal praxis actually does impose a performance bar on practitioners. It’s the kind of corporate pencil-pushing I’ve always been lousy at, but Redfin tracks and measures everything. Not for pencil-pushing reasons, but in order Read more

Supplanting the Rotarian Socialists

In one of Greg Swann’s posts on finding splendor for yourself he came to the conclusion that we don’t have to get there, we are already here!  Here’s what Greg said towards the end of that post:

Good news: We’re already here. You’re already a sane, normal person, and you already live among your neighbors in peace and prosperity. Yes, the state preys upon you like a vast, hideous vampire, reeking of death, impetuously random in its predations. But it matters less and less to civilized people with every passing day.

I don’t ever favor trying to defeat or take over evil institutions. It is sufficient to supplant them. And this sane and civilized people are already doing, just by living their sane and civilized lives. Consider eBay. Consider PayPal. Now think of a clearinghouse like PayPal unknown to anyone except its depositors. Does anything like this already exist? How would you know if it does? How hard would it be to create, now that you know it could exist?

I love the idea of supplanting systems that have lost their utility.  I read that and wondered.  Does anything like this already exist?  Is there a world, in reality or in cyberspace where civilized people are able to engage in commerce freely?  The answer is of course there is!

In previous career choices I used to do business with entrepreneurs and business people from Europe and Asia.  They were from some of the highest taxed economies in the world.  To me, it appeared they spent considerable time and effort structuring their businesses to keep assets in various places worldwide so they did not have to realize the taxes on them in their home countries.  It seemed like a bunch of trouble compared to just living somewhere where tax rates were acceptable, like the United States in those days.

Since then, we’ve had the internet revolution.  The tax climate in the United States is changing.  So, I wondered how those folks might function today.  What I found is that their goal of earning and keeping assets in various places and countries has become much easier.  There are Read more

Noble savages not so noble? “There are all these aspects to our lives that just seem to work, because we are not actually baboons.”

We have been cursed, as a civilization, because so much of the social sciences side of the university quadrangle has for so long been in the thrall of Marxism. It has been difficult for intellectuals to see the world for what it is, so avidly have they sought to portray it as the product of their preconceptions. Nothing changes quickly, but it is nice to see academics actually testing their theories in reality, rather than just blathering on out of prejudice.

Why am I in such a celebratory mood? Anthropologists in Canada have discovered that the so-called “noble savage” is quite a bit less than noble, while the much maligned greedy capitalists of the West are in fact kinder, gentler, more trusting people. This is the sort of thing that should be obvious to anyone with eyes, but it takes an effort, apparently, to get a social scientist to take note of the territory instead of insisting on the sacred validity of the truth presented by the map.

From Canada’s National Post:

Free-enterprising, impersonal markets may seem cutthroat and mean-spirited, but a provocative new study says markets have been a force for good over the last 10,000 years, helping to drive the evolution of more trusting and co-operative societies.

“We live in a much kinder, gentler world than most humans have lived in,” says anthropologist Joe Henrich of the University of British Columbia, lead author of the study that helps topple long-held stereotypes.

The finding, reported in the journal Science, suggests people trust and play fair with strangers because markets and religion — not some deep psychological instinct inherited from our dim tribal past — have helped shape our neural circuitry over the eons.

More:

The study found that the likelihood that people “played fair” with strangers increased with the degree people were integrated into markets and participated in a world religion. Participants in the larger-scale societies were also more likely to punish players who did not play fair.

The hunter-gatherer and tribal societies studied are known for sharing among family and close acquaintances. But the researchers found fair play in monetary transactions with strangers was almost an alien Read more

Unchained Melody Redux: Two Songs

Proving that happiness is not what happens to you…heard this (famous song):

“Got no money in my pockets…had a job and I lost it…but it won’t get to me…”
“…I’m alive and I’m free…who wouldn’t wanna be me.”

I’m not much for country/twangy stuff.  I’ve heard this song a million times, but this was the first time I’d listened to the words.

And another one–I am stunned everytime I watch it. I couldn’t find it on Youtube in an embeddable version–I found it on MySpace (oddly, first time I’ve found a use Myspace in the Obama administration:)

Gene Kelly-Singing In The Rain

The hilarious part was this:

The cop at the end.  Cops kill joy, glower at the jubilant for no reason.  This is not in dispute.

You Don’t Need Today’s Idea of a Team To Succeed In a Big Way

Teams have proven themselves a potentially profitable strategy in real estate brokerage, as almost every mid-large company has at least one pretty successful team under its roof. I’ve never had buyer agents or specialized listing agents on my team. I use the same philosophy Dad and his buds.

Though they all agreed about the possible income teams offered, many eschewed that approach for a modified MO, still more or less using a team. They preferred the OldSchool blueprint which had the go-to guy at the top, with support staff doing all non-revenue producing labor.

I’m convinced that approach is more conducive to a real estate investment broker than the army of buyer agents approach used in houses. Here’s why.

Caveat: The investment niche about which I’m speaking is residential income, mostly smaller stuff, say 1-4 units, though it would be just as effective with larger properties, as I’ve done before myself. It assumes knowledge of pertinent tax codes, complete understanding of before/after tax cash flow analysis, and the judgment to apply those skill sets in the implementation of the proper strategies dictated by proper analysis. Furthermore, I assume lead generation isn’t an issue. That is, there are enough prospects for a pro to get sufficient at-bats.

Let’s say your market’s median duplex price is $250,000 or so. A 3% side is $7,500. Let’s also assume the average net equity of your ‘low hanging fruit’ is $115,000 give or take. If your analysis shows a tax deferred exchange would markedly improve your client’s position, here’s what might happen. You effect the sale of his duplex, then ID about twice that much in ‘upleg’ property — property into which he trades. (This example uses 20% down payments.) You make 3% per side on those too — another $15,000 or so. One client, essentially one transaction, $22,500.

Compare that to the house team template. Using the same price point, and assuming the buyer agents are generating the sales, (and paid 50% of the commission) the team must do six separate transactions with six different clients to net the team leader the same gross income.

If Read more

Jubilance is Not Arrogance

Jubilance is Not Arrogance

“Why are you so happy I say.”

“Cause I get to be me.”  I say.

“How are you” they say. “Never better,” is my invariable answer.

When I’m at a Starbucks, or shopping for clothing, I’m happy.  I’m happy because I’m doing somethin’ I want to be doing.  I’m happy and cheery, and delighted to be alive.  I’m loud and I can’t help it.  I engage people in a life of play.  A frolicking time.

I’ve always done this.

I have my surly moments, I have my moral failures, and I have times where I’m not yet congruent with my ideal self.  But generally—I’m happy.

And people notice that happiness.

And a few people try to bring me down a notch, down to wherever it is that they wallow.

Through every trial, I’ve been happy.  Because I know that the future is bright.  If not for everyone, certainly for me and my son and my wife and my daughter.  I’m not giddy, and I’m not Pollyanna. I’m happy because I believe in the abilities (the inalienable essence, endowed by my Creator).  I don’t hold onto a bad mood longer than a couple of minutes, ever.  My temper does not have the hold on me it did and eventually it won’t even be a part of my existence.  Because happy is winning.

I’m happy. And the world rejects that anomoaly, and I’m OK with it.  I used to wag my finger, but all I can do is lean and loaf and rejoice in the fact that I have that spark of the divine that allows me to feel and know that the road ahead is good.

When someone says, “You don’t need any more caffeine.”  I say, “why is it an anomaly to be anything but joyful—how do you think we’re meant to be?”

We’re meant to be happy.  Happy is at nobody’s expense, but look what happens when you’re happy.  You’ll infect many people with delight.  There will always be a few people that are designed to inflict misery.  These are the men that call Greg Swann arrogant, and these are the people that have quashed the spark of Read more

SplendorQuest: Should we celebrate John Galt Day on June 1st?

I wrote this coming on four years ago, one of my last posts to PresenceOfMind.net, my philosophical/political/literary home on the web. The planned strike of our undocumented friends has come and gone, but the underlying idea — a strike against the looters on June 1st — still resonates with me. What say you? Is this something worth pursuing? –GSS

 

Francisco looked silently out at the darkness. The fire of the mills was dying down. There was only a faint tinge of red left on the edge of the earth, just enough to outline the scraps of clouds ripped by the tortured battle of the storm in the sky. Dim shapes kept sweeping through space and vanishing, shapes which were branches, but looked as if they were the fury of the wind made visible.

“It’s a terrible night for any animal caught unprotected on that plain,” said Francisco D’Anconia. “This is when one should appreciate the meaning of being a man.” –Ayn Rand, Atlas Shrugged

The photo above is the Sonoran Desert, a vast unpopulated wasteland in the midst of which is Metropolitan Phoenix, home to three million children of Cain.

Contrary to popular opinion, the desert was not designed by Walt Disney, and it will kill you with a blithe indifference if you make even one small mistake. If you have never been to the desert, you do not have a referent for solitude. Far more than the serenity that comes from a fundamental awareness of your own aloneness, true solitude must carry with it at least a tinge of fear. When you experience a silence so total that you can hear the footfalls of a tiny lizard fifty yards away, you also come to realize that no one, no one, no one will hear you if you shout for help. Twist an ankle and you die. Lose the path and you die. Misjudge the weather and you die. Set you hand where you should not — and you die.

And yet I can go to the desert on a lark, armed as a child of Cain with nothing but two bottles of water, a tank Read more

Dawn In America- Part 3-Can We Educate the Masses (For Profit?)

Information can be a glow in the  darkness. Traditional higher education models are losing market share to cheaper education delivery systems.    Young people now have the opportunity to learn the very same principles for free that are taught to the people they may eventually hire to run their businesses.  I think this free market trend will eventually overtake the traditional post-secondary education models.  I wouldn’t be surprised to find a fully-funded college education available, competitive with some of the best traditional colleges, in the not-too-distant future.

I can see a future where the ultimate end-users of that education (private industry),  see the benefit to developing accredited curricula, and offering them to current and potential employees, at a greatly reduced cost (maybe for free).  I’m not just talking about an MBA from “Mutual of Omaha University“.  Think “University of the American Way“, delivering bachelor’s degrees to the masses- graduates might receive checks from the alumni association rather than sending checks to it.

Education via extension isn’t a new idea.  This ACC school has been granting degrees, to off-campus students, since the 1940s.  Online education is now a pop culture phenomenon. If this educational delivery system grows like I think it will, how can the real estate brokerage or mortgage lending communities profit?

The idea that education can get cheaper (moving towards free) and more readily available will be an irreversible trend.  No longer can we hide behind the phrase “proprietary information” or “specialized knowledge”.  Consumers may educate themselves about how to get a VA condo complex approved and find that my “specific knowledge”, while helpful, doesn’t permit me to charge a one point premium to my lesser educated competitors.  My specific expertise DOES drastically reduce my marketing costs, allowing me to retain more profit than my competitors.

Information can be exported inexpensively. Imagine holding a webinar online, explaining the benefits of owning a Costa Rican vacation property, to German pharmaceutical executives.  Then, imagine holding a different webinar, to a group of retired Americans in Costa Rica, about investing in mortgages so that those Germans could borrow their money and buy from those properties.  Would that add Read more