{"id":10761,"date":"2010-01-02T13:37:00","date_gmt":"2010-01-02T20:37:00","guid":{"rendered":"http:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/?p=10761"},"modified":"2010-01-02T07:00:59","modified_gmt":"2010-01-02T14:00:59","slug":"mortgage-market-year-in-review","status":"publish","type":"post","link":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/10761\/mortgage-market-year-in-review\/","title":{"rendered":"Mortgage Market Year in Review"},"content":{"rendered":"\n\n\n\n
\n

So Long 2009! (Note \u2013 I originally sent this out as part of my weekly e-mail series \u2013 Mortgage Market Week in Review –<\/b> but the response was so positive that I thought I\u2019d repost it here.)<\/b><\/p>\n<\/td>\n<\/tr>\n

\n\n\n\n
\n

Rather than doing my normal <\/i>Mortgage Market Week in Review, I thought I’d send out something a bit different.   I’m going to, instead, take a look back at what I think were the three biggest issues in the mortgage market in 2009.    On Monday, I’m going to take a look at the top 5 issues that I believe we’ll be facing going forward in 2010.<\/i><\/p>\n

Neither one of them is going to be an extremely pleasant list, but I can guarantee you that they’ll be honest lists! <\/i><\/p>\n

Tom Vanderwell<\/i><\/p>\n

E-mail Me<\/a> <\/i><\/p>\n

<\/i><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

1.  Without a doubt, the Read more<\/a><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n","protected":false},"excerpt":{"rendered":"

So Long 2009! (Note \u2013 I originally sent this out as part of my weekly e-mail series \u2013 Mortgage Market Week in Review – but the response was so positive that I thought I\u2019d repost it here.) Rather than doing my normal Mortgage Market Week in Review, I thought I’d send out something a bit […]<\/p>\n","protected":false},"author":44,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_crdt_document":"","jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[29,26],"tags":[261],"class_list":{"0":"post-10761","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"hentry","6":"category-group-therapy","7":"category-lending","8":"tag-mortgage-market-week-in-review","10":"no-featured-image"},"jetpack_featured_media_url":"","jetpack_sharing_enabled":true,"jetpack-related-posts":[{"id":10965,"url":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/10965\/why-stop-with-the-bath-water-when-you-can-throw-out-the-baby-at-no-additional-charge\/","url_meta":{"origin":10761,"position":0},"title":"Why Stop With the Bath Water When You Can Throw Out the Baby At No Additional Charge?","author":"Mark Green","date":"January 23, 2010","format":false,"excerpt":"Full disclosure: I'm neither Democrat nor Republican. I'm neither Mortgage Broker nor Mortgage Banker. I am a consumer - just like you. I haven't been over here to play as often as I'd like because of some other projects I've been passionately pursuing. \u00a0My bad, because this is still the\u2026","rel":"","context":"In "Egoism in Action"","block_context":{"text":"Egoism in Action","link":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/category\/egoism-in-action\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":10856,"url":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/10856\/2010-mortgage-broker-renaissance\/","url_meta":{"origin":10761,"position":1},"title":"2010 Mortgage Broker Renaissance","author":"Brian Brady","date":"January 14, 2010","format":false,"excerpt":"Is the business of broking mortgage loans dead?\u00a0 About two years ago, Morgan Brown predicted our demise on Blown Mortgage.\u00a0 His conclusion was that the industry would need a scapegoat for the poor lending practices and that \"blaming\" mortgage brokers was convenient (and not necessarily fair).\u00a0 His conclusion suggested that\u2026","rel":"","context":"In "Big Mother"","block_context":{"text":"Big Mother","link":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/category\/big-mother\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":8627,"url":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/8627\/lower-june-2009-mortgage-rates-rely-on-central-bank-action\/","url_meta":{"origin":10761,"position":2},"title":"Lower June, 2009 Mortgage Rates Rely On Central Bank Action","author":"Brian Brady","date":"May 28, 2009","format":false,"excerpt":"May Day in the mortgage rates market is over.\u00a0 The market got spooked by triangulated opinions about the viability of the US Treasury as a going concern.\u00a0 In response, mortgage traders sold off mortgage-backed securities, some 3-4%, in 4 days, to drive mortgage rates from 4.75%\u00a0 to the 5.375% current\u2026","rel":"","context":"In "Lending"","block_context":{"text":"Lending","link":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/category\/lending\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":9628,"url":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/9628\/the-jobs-report-what-does-it-mean-for-mortgage-rates\/","url_meta":{"origin":10761,"position":3},"title":"The Jobs Report – What does it mean for mortgage rates?","author":"Tom Vanderwell","date":"September 3, 2009","format":false,"excerpt":"Given all of the discussion here lately about using video, I thought I'd post something a bit more \"ordinary\" than Mr. Potato Head but hopefully useful as well.\u00a0\u00a0\u00a0\u00a0 The video below is some of my thoughts on what the jobs report that comes out tomorrow might mean for the mortgage\u2026","rel":"","context":"In "Group Therapy"","block_context":{"text":"Group Therapy","link":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/category\/group-therapy\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":7325,"url":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/7325\/the-new-105-refi-plan-what-i-know-and-what-i-dont\/","url_meta":{"origin":10761,"position":4},"title":"The New 105% Refi Plan – What I know and What I don’t…..","author":"Tom Vanderwell","date":"March 4, 2009","format":false,"excerpt":"Okay, here's the latest on what I know and what I don't on the 105% refi plan.\u00a0 I'm going to attempt to summarize a 10 page document, so I'm only going to hit the \"highlights\" of it: The things that I know about the plan: The loan to value is\u2026","rel":"","context":"In "Lending"","block_context":{"text":"Lending","link":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/category\/lending\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":1297,"url":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/1297\/ask-the-audience-what-does-the-cmps-designation-mean-to-you\/","url_meta":{"origin":10761,"position":5},"title":"Ask the Audience: What does the CMPS designation mean to you?","author":"Brian Brady","date":"April 12, 2007","format":false,"excerpt":"I've been wondering about this Certified Mortgage Planning Specialist ( CMPS ) designation some of us loan hacks are displaying now. I remember hearing Barry Habib discuss \"strategic equity management\" back in 2002. I thought , \"It's about time! \" when he discussed that strategy. I had a securities brokerage\u2026","rel":"","context":"In "Real Estate"","block_context":{"text":"Real Estate","link":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/category\/real-estate\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/wp-json\/wp\/v2\/posts\/10761","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/wp-json\/wp\/v2\/users\/44"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/wp-json\/wp\/v2\/comments?post=10761"}],"version-history":[{"count":1,"href":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/wp-json\/wp\/v2\/posts\/10761\/revisions"}],"predecessor-version":[{"id":10762,"href":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/wp-json\/wp\/v2\/posts\/10761\/revisions\/10762"}],"wp:attachment":[{"href":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/wp-json\/wp\/v2\/media?parent=10761"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/wp-json\/wp\/v2\/categories?post=10761"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/wp-json\/wp\/v2\/tags?post=10761"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}