![\"Ya](\"http:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/wp-content\/uploads\/2020\/08\/BHBNewTopImage-300x225.jpg\")
\u201cWhat is the name for the thing Ants do that Grasshoppers don’t? Oh, yes: Husbandry. Maybe that’s why nobody wants to talk about\u00a0it.\u201d<\/p><\/div>We’re working with a prospective tenant right now who is sure she has bad credit. In fact, she would have a great credit rating, based on her current payment history \u2013 except she has ancient medical icebergs that should have been expunged long ago.<\/p>\n
Why does she think she has bad credit? Because she keeps getting turned down \u2013 apparently with no one telling her why. In six months she’ll have great credit, because I will have told her where to go and what to do. How do I know she’ll follow through? It’s right there in her payment history \u2013 same reason we’re leasing to her.<\/p>\n
I don’t know if this is compassion or not. Wouldn’t it be better for my investor to leave her in the dark, like everyone else is doing? Steady payer who doesn’t know she has options \u2013 that’s a candy machine. I cannot even imagine not telling someone how to stop drowning, but I don’t consider that compassion, just simple humanity.<\/p>\n
Whatever. Listen to the MercyCrats, and listen to how little their attested compassion actually matters \u2013 actually results in any real change in real human lives. A compassionate culture would offer continuous free “Ant 101” classes \u2013 “How to stop being a dipshit Grasshopper today!” Instead we indulge in charity theater without ever telling poor people why they are poor and how they can stop being poor.<\/p>\n
The Nazarene said the poor will always be with us. Hardly necessary \u2013 anyone can master better habits \u2013 and it is nothing but cruelty to conceal crucial, mission-critical facts. If you insist you are compassionate, a good New Year\u2019s resolution for 2021 would be to do compassion better: Not just charity theater but real change for real people.<\/p>\n
Redfin:<\/strong> Car-Dependent Neighborhoods Are Hotter Than Ever Mid-Pandemic, With Home Prices Up 15%\u2014But Walkable Neighborhoods Aren\u2019t Far Behind.<\/a> CTRL-F ‘riot’; not found. This article is crying out for the RiotScore\u2122 metric.<\/p>\n New York Post:<\/strong> Goldman Sachs eying Florida move <\/a>Read more<\/a><\/p>\n","protected":false},"excerpt":{"rendered":" \u201cWhat is the name for the thing Ants do that Grasshoppers don’t? Oh, yes: Husbandry. Maybe that’s why nobody wants to talk about\u00a0it.\u201dWe’re working with a prospective tenant right now who is sure she has bad credit. In fact, she would have a great credit rating, based on her current payment history \u2013 except she […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_crdt_document":"","jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[29,26,6,5],"tags":[],"class_list":{"0":"post-17577","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"hentry","6":"category-group-therapy","7":"category-lending","8":"category-marketing","9":"category-real-estate","11":"no-featured-image"},"jetpack_featured_media_url":"","jetpack_sharing_enabled":true,"jetpack-related-posts":[{"id":989,"url":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/989\/a-warning-to-loudmouths-everywhere-cathys-into-pain-compliance\/","url_meta":{"origin":17577,"position":0},"title":"A warning to loudmouths everywhere: Cathy’s into pain compliance . . .","author":"Greg Swann","date":"November 17, 2010","format":false,"excerpt":"[Kicking this back to the top. Cathleen is trying to get the very willful Ophelia to walk to her heel, and that put me in mind of this song, which I wrote almost four years ago. --GSS] \u00a0So: This is a long way in... First, Ophelia, our newly-adopted Redbone Coonhound,\u2026","rel":"","context":"In "Blogging"","block_context":{"text":"Blogging","link":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/category\/blogging\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":783,"url":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/783\/christmas-story-a-father-for-christmas\/","url_meta":{"origin":17577,"position":1},"title":"A father for Christmas","author":"Greg Swann","date":"December 17, 2010","format":false,"excerpt":"A Ramblin' Gamblin' Willie story \"Shame about the bike,\" I said to the strained young black man at the bus stop. His head was down and he was staring hard at the ground. He grunted, a sound that conveyed two ideas: \"I heard you\" and \"I'm not listening.\" \"Just as\u2026","rel":"","context":"In "Casual Friday"","block_context":{"text":"Casual Friday","link":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/category\/casual-friday\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":16761,"url":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/16761\/ask-the-broker-why-dont-more-poor-people-own-their-own-homes\/","url_meta":{"origin":17577,"position":2},"title":"Ask the Broker: Why don\u2019t more poor people own their own homes…?","author":"Greg Swann","date":"August 26, 2020","format":false,"excerpt":"Why isn\u2019t there more opportunity for poor people to own their homes? If you were to substitute the word \u201chorses\u201d for \u201chomes\u201d, the question would answer itself, wouldn\u2019t it? Poor people rent rather than own because their income is too low, their credit scores are too low, or their debt-to-income\u2026","rel":"","context":"In "Flourishing"","block_context":{"text":"Flourishing","link":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/category\/flourishing\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.bloodhoundrealty.com\/BloodhoundBlog\/wp-content\/uploads\/2020\/08\/valentina-locatelli-P8bsrm8KbM0-unsplash.jpg?resize=350%2C200","width":350,"height":200},"classes":[]},{"id":8909,"url":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/8909\/getting-a-15000-tax-credit-when-you-purchase-your-next-home-could-be-as-easy-as-stealing-candy-from-a-baby\/","url_meta":{"origin":17577,"position":3},"title":"Getting a $15,000 tax credit when you purchase your next home could be as easy as stealing candy from a baby…","author":"Greg Swann","date":"June 14, 2009","format":false,"excerpt":"This from my Arizona Republic real estate column (permanent link): So we started with a $7,500 tax deduction for first-time home-buyers. But that didn't juice the real estate market enough, so we bumped the number up to $8,000 and made it a full-blown tax credit. If you owe $8,000 in\u2026","rel":"","context":"In "Big Mother"","block_context":{"text":"Big Mother","link":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/category\/big-mother\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":4109,"url":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/4109\/the-first-rule-of-fraud-club-is-dont-talk-about-fraud-club\/","url_meta":{"origin":17577,"position":4},"title":"The First Rule of Fraud Club Is, Don’t Talk About Fraud Club","author":"Brian Brady","date":"August 26, 2008","format":false,"excerpt":"Well, it looks like the Down Payment Assistance Programs are dead.\u00a0 Countrywide is usually the bellwether for any\u00a0 \"out on a limb\" lending and they sent me an e-mail today, telling me to \"get my deals in\" by Friday.\u00a0 Specifically, my down payment assistance transactions have to be locked by\u2026","rel":"","context":"In "Real Estate"","block_context":{"text":"Real Estate","link":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/category\/real-estate\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":3282,"url":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/3282\/casual-friday-caption-this-photo\/","url_meta":{"origin":17577,"position":5},"title":"Casual Friday: Caption this photo","author":"Greg Swann","date":"June 27, 2008","format":false,"excerpt":"My entry: \"Because I happen to like Argyle socks, that's why!\"","rel":"","context":"In "Casual Friday"","block_context":{"text":"Casual Friday","link":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/category\/casual-friday\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/wp-json\/wp\/v2\/posts\/17577","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/wp-json\/wp\/v2\/comments?post=17577"}],"version-history":[{"count":2,"href":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/wp-json\/wp\/v2\/posts\/17577\/revisions"}],"predecessor-version":[{"id":17579,"href":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/wp-json\/wp\/v2\/posts\/17577\/revisions\/17579"}],"wp:attachment":[{"href":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/wp-json\/wp\/v2\/media?parent=17577"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/wp-json\/wp\/v2\/categories?post=17577"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/wp-json\/wp\/v2\/tags?post=17577"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}