I have another idea. If YSP\u2019s supposedly stress everyone out at the closing table, just stop making brokers disclose it. Then the consumer would start focusing on the true cost of the loan. <\/em><\/p><\/blockquote>\nBrilliant ! I’m actually giddy.\u00a0 Todd may not realize it but he just fired the shot heard round the world.<\/p>\n","protected":false},"excerpt":{"rendered":"
Leave it to Todd Carpenter. I was on Rain City Guide, wishing Jilayne a happy birthday, today. I scrolled through the posts to see the typical “Do Away With YSP post” that dominates the internet today. It’s another example of heading South to eventually go North. Todd has the answer (comment #1): I have another […]<\/p>\n","protected":false},"author":15,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_crdt_document":"","jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[5],"tags":[],"class_list":{"0":"post-2233","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"hentry","6":"category-real-estate","8":"no-featured-image"},"jetpack_featured_media_url":"","jetpack_sharing_enabled":true,"jetpack-related-posts":[{"id":2454,"url":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/2454\/can-todd-kaufman-tell-me-what-to-say-and-not-say\/","url_meta":{"origin":2233,"position":0},"title":"Can Loudoun County Assessor Todd Kaufman tell me what to say and not to say?","author":"Russell Shaw","date":"December 31, 2007","format":false,"excerpt":"Can Loudoun County Assessor Todd Kaufman Tell Me What to Say and Not Say? Sure he can. There is no law anywhere in America that says Todd Kaufman's rules about what Realtors writing on a blog should not write have to be limited to Loudoun County residents (Realtors). Some people\u2026","rel":"","context":"In "Blogging"","block_context":{"text":"Blogging","link":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/category\/blogging\/"},"img":{"alt_text":"Kaufman's Oversized Halo","src":"https:\/\/i0.wp.com\/www.bloodhoundrealty.com\/BloodhoundBlog\/wp-content\/uploads\/2007\/12\/kaufmans-oversized-halo.jpg?resize=350%2C200","width":350,"height":200},"classes":[]},{"id":2472,"url":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/2472\/loudoun-county-tax-assessor-todd-kaufman-has-a-friend\/","url_meta":{"origin":2233,"position":1},"title":"Loudoun County Tax Assessor Todd Kaufman has a friend…","author":"Greg Swann","date":"January 5, 2008","format":false,"excerpt":"...in our world, no less. A brand-new LiveJournal weblog exists to document Loudoun County Tax Assessor Todd Kaufman's brave battle against the dark forces of First Amendment defenders. You could say that it's lame and testy and more than just a little bit tetched, but it ain't easy to compete\u2026","rel":"","context":"In "Blogging"","block_context":{"text":"Blogging","link":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/category\/blogging\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":548,"url":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/548\/drinks-with-todd-tarson\/","url_meta":{"origin":2233,"position":2},"title":"Drinks with Todd Tarson . . .","author":"Greg Swann","date":"October 17, 2006","format":false,"excerpt":"Todd Tarson from MOCO Real Estate News stopped by the house last night for beer and chips before rushing off to a WARDEX dinner, this in advance of an AAR conference. I'd like to tell you that we cut through every knotty problem facing the real estate industry, but that\u2026","rel":"","context":"In "Blogging"","block_context":{"text":"Blogging","link":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/category\/blogging\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":7163,"url":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/7163\/we-know-sheep-will-follow-a-judas-goat-to-their-slaughter-as-will-cattle-now-the-nar-is-testing-the-idea-on-lemmings\/","url_meta":{"origin":2233,"position":3},"title":"We know sheep will follow a Judas goat to their slaughter, as will cattle. Now the NAR is testing the idea on lemmings…","author":"Greg Swann","date":"February 26, 2009","format":false,"excerpt":"Todd Carpenter becomes one with the Borg and the charming little lemmings elbow each other out of the way to dive off the cliff head first. One of two things will happen: Todd will discover he's made a terrible mistake and will quit this job with dispatch -- I hope\u2026","rel":"","context":"In "Blogging"","block_context":{"text":"Blogging","link":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/category\/blogging\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":1049,"url":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/1049\/in-praise-of-an-insanely-great-idea-todd-carpenters-rembexcom-becomes-the-search-engine-of-the-renet\/","url_meta":{"origin":2233,"position":4},"title":"In praise of an insanely great idea: Todd Carpenter’s REMBEX.com becomes the search engine of the RE.net . . .","author":"Greg Swann","date":"February 16, 2007","format":false,"excerpt":"Sometime very soon I am going to eviscerate another Cheez Whiz Prize winner, but here is a function I would much rather undertake: Delivering praise without limits to an amazingly, outrageously great idea in real estate weblogging. Todd Carpenter runs REMBEX -- Real Estate & Mortgage Blogger's Exchange. It's a\u2026","rel":"","context":"In "Blogging"","block_context":{"text":"Blogging","link":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/category\/blogging\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":8372,"url":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/8372\/caption-this-photo-todd-carpenter-at-the-nar-mid-year-flamboozlepalooza\/","url_meta":{"origin":2233,"position":5},"title":"Caption this: Todd Carpenter at the NAR Mid-Year flamboozlepalooza","author":"Greg Swann","date":"May 12, 2009","format":false,"excerpt":"My votes: \"MIBOR? That's above my pay grade.\" And: \"No, this is not a clip-on tie!\"","rel":"","context":"In "Casual Friday"","block_context":{"text":"Casual Friday","link":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/category\/casual-friday\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/wp-json\/wp\/v2\/posts\/2233","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/wp-json\/wp\/v2\/users\/15"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/wp-json\/wp\/v2\/comments?post=2233"}],"version-history":[{"count":0,"href":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/wp-json\/wp\/v2\/posts\/2233\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/wp-json\/wp\/v2\/media?parent=2233"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/wp-json\/wp\/v2\/categories?post=2233"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/wp-json\/wp\/v2\/tags?post=2233"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}