{"id":2455,"date":"2007-12-31T10:07:17","date_gmt":"2007-12-31T17:07:17","guid":{"rendered":"http:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/?p=2455"},"modified":"2007-12-31T10:07:17","modified_gmt":"2007-12-31T17:07:17","slug":"mortgage-cicerone-tony-gallegos","status":"publish","type":"post","link":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/2455\/mortgage-cicerone-tony-gallegos\/","title":{"rendered":"Mortgage Cicerone:  Tony Gallegos"},"content":{"rendered":"<p>Tony Gallegos posted his <a href=\"http:\/\/tgalleg.typepad.com\/my_weblog\/2007\/12\/2007-annual-cic.html\" title=\"bloggers\">top bloggers&#8217; list of 200<\/a><a href=\"http:\/\/tgalleg.typepad.com\/my_weblog\/2007\/12\/2007-annual-cic.html\" title=\"bloggers\">7<\/a>.<\/p>\n<p>Many of the lists published are a beauty pageant and none, to this date, mean a whole lot to MY industry; residential real estate finance.  Tony&#8217;s participation in MTG.net is a measured and intelligent position.  It has to be; Tony is a senior executive for a big bank.  While the <a href=\"http:\/\/activerain.com\/blogsview\/19738\/The-Morgage-Industry-s\" title=\"civil\">originators were bickering with The X Broker<\/a>, Tony was pointing out the strength of both sides&#8217; arguments.  When I chronicled the curse at Countrywide, the Countrywide employees went bonkers.  Tony offered measured but cautionary advice to those folks about the reality that lurked in the bowels of the balance sheet.<\/p>\n<p>If you&#8217;re a loan originator, Tony&#8217;s the real deal.  He closed 400 units in one year.  Here&#8217;s the trick; he did it with one processor, no team&#8230;just one processor.  What this whole thing means, if you&#8217;re a loan originator,  is that you listen to Tony Gallegos and you read <a href=\"http:\/\/tgalleg.typepad.com\/my_weblog\/\" title=\"mortgage cicerone\">The Mortgage Cicerone<\/a>.  If strength comes from restraint, Tony is the modern day Charles Atlas.  While you won&#8217;t see him writing many opinion pieces (as bank executives shouldn&#8217;t),  you will see him pointing you to relevant information&#8230;like a guide, a <a href=\"http:\/\/en.wikipedia.org\/wiki\/Cicerone\" title=\"cicerone\">Ciceron<\/a><a href=\"http:\/\/en.wikipedia.org\/wiki\/Cicerone\" title=\"cicerone\">e<\/a>.<\/p>\n<p><strong>The Mortgage Cicerone points us to three unsung voices in his 2007 list:<\/strong><\/p>\n<p>Joe Zekas from <a href=\"http:\/\/yochicago.com\/today\/\" title=\"yo\">Yo! Chicago<\/a>.  I met Joe, on Active Rain, last year.  One thing I&#8217;ve learned to dread is the Zekas comment; they&#8217;re always incisive and usually correct.   Joe takes on the <a href=\"http:\/\/yochicago.com\/today\/market-conditions\/a-breathtakingly-misleading-headline_6279\/\" title=\"joe\">MSM in this post<\/a> but don&#8217;t start cheering.  Two of my favorite Zekasms are his <a href=\"http:\/\/activerain.com\/blogsview\/40455\/Obsess-about-leads-and\" title=\"leads\">take on treating people like leads<\/a> and his <a href=\"http:\/\/activerain.com\/blogsview\/42586\/Ten-things-you-should\" title=\"weblog\">rules for what NOT to do on a weblog<\/a>.  Even more astounding are:  1.  some genius hasn&#8217;t called him arrogant and  2. there is no Fake Joe Zekas blog floating around the internet.<\/p>\n<p>Brett Rogers, of <a href=\"http:\/\/www.beatcanvas.com\/index.asp\" title=\"beatcanvas\">BeatCanvas.org<\/a> , offers intelligent commentary.  His post, <a href=\"http:\/\/www.beatcanvas.com\/content_view.asp?blogid=1&amp;areaid=1&amp;id=993\" title=\"second handers\">The Second Handers<\/a>, summed up my thoughts about the rugged individualism that made this country great.<\/p>\n<p>Dan Melson, of <a href=\"http:\/\/searchlightcrusade.net\/\" title=\"dan melson\">Searchlight Crusade<\/a>,  is one <a href=\"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/2455\/mortgage-cicerone-tony-gallegos\/#more-2455\" class=\"more-link\">Read more<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Tony Gallegos posted his top bloggers&#8217; list of 2007. Many of the lists published are a beauty pageant and none, to this date, mean a whole lot to MY industry; residential real estate finance. Tony&#8217;s participation in MTG.net is a measured and intelligent position. It has to be; Tony is a senior executive for a [&hellip;]<\/p>\n","protected":false},"author":15,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_crdt_document":"","jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[21,3,8,26,6,5],"tags":[],"class_list":{"0":"post-2455","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"hentry","6":"category-blog-carnivals","7":"category-blogging","8":"category-investment","9":"category-lending","10":"category-marketing","11":"category-real-estate","13":"no-featured-image"},"jetpack_featured_media_url":"","jetpack_sharing_enabled":true,"jetpack-related-posts":[{"id":9496,"url":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/9496\/introducing-tony-gallegos-the-mortgage-cicerone-as-guide-dog\/","url_meta":{"origin":2455,"position":0},"title":"Introducing Tony Gallegos: The Mortgage Cicerone as guide dog","author":"Greg Swann","date":"August 12, 2009","format":false,"excerpt":"Joining us today is mortgage expert Tony Gallegos. You've known him for years as The Mortgage Cicerone. Tony has just left the cloistered confines of corporate lending and struck out on his own. As a secondary benefit of making this move, he promises to tell BloodhoundBlog readers the unvarnished truth\u2026","rel":"","context":"In &quot;Blogging&quot;","block_context":{"text":"Blogging","link":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/category\/blogging\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":13286,"url":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/13286\/theres-a-new-dog-in-town-introducing-tony-sena\/","url_meta":{"origin":2455,"position":1},"title":"There&#8217;s a new dog in town: Introducing Tony Sena.","author":"Greg Swann","date":"September 20, 2010","format":false,"excerpt":"We're adding Las Vegas Realtor Tony Sena to our roster of contributors today. Tony is a well-known force in the world of internet real estate marketing, having founded the popular industry weblog WannaNetwork.com. Tony's current focus is building a property management practice in Las Vegas, as is evidenced in his\u2026","rel":"","context":"In &quot;Marketing&quot;","block_context":{"text":"Marketing","link":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/category\/marketing\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":3225,"url":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/3225\/the-fall-and-rise-of-a-real-estate-titan-tony-has-the-most-valuable-asset-known-to-man-unwavering-spirit-and-confidence-in-himself\/","url_meta":{"origin":2455,"position":2},"title":"The fall and rise of a real estate titan: &#8220;Tony has the most valuable asset known to man: unwavering spirit and confidence in himself&#8221;","author":"Greg Swann","date":"June 10, 2008","format":false,"excerpt":"In line with Chris Johnson's post this morning, a charming real estate story from The American Spectator:Recently, I was contacted about a hot deal in Buckeye (the fast-growth, west side of Phoenix) by a very bright, young Phoenix wheeler-dealer. We'll call him Tony (not his real name). Tony was, and\u2026","rel":"","context":"In &quot;Blogging&quot;","block_context":{"text":"Blogging","link":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/category\/blogging\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":10338,"url":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/10338\/mortgage-market-update-on-blogtalk-radio\/","url_meta":{"origin":2455,"position":3},"title":"Mortgage Market Update on BlogTalk Radio","author":"Tony Gallegos","date":"November 17, 2009","format":false,"excerpt":"I believe many Bloodhound readers will find this weekly radio program hosted by David Lykken of value. On this weeks show,\u00a0Alice Alvey,\u00a0Joe Farr and\u00a0Tony Gallegos provide the inside scoop and up-to-the-minute information regarding interest rates, loan programs and \"hot\" industry news related to the mortgage industry\u00a0specifically addressing the\u00a0following\u00a0topics: MBS and\u2026","rel":"","context":"In &quot;Real Estate&quot;","block_context":{"text":"Real Estate","link":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/category\/real-estate\/"},"img":{"alt_text":"play-button","src":"https:\/\/i0.wp.com\/www.bloodhoundrealty.com\/BloodhoundBlog\/wp-content\/uploads\/2009\/11\/play-button.jpg?resize=350%2C200","width":350,"height":200},"classes":[]},{"id":9921,"url":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/9921\/bloodhoundblog-radio-fhava-in-2010-with-tony-gallegos\/","url_meta":{"origin":2455,"position":4},"title":"BloodhoundBlog Radio:  FHA\/VA in 2010 (with Tony Gallegos)","author":"Brian Brady","date":"October 1, 2009","format":false,"excerpt":"Wondering about the future of VA home loans and FHA mortgages?\u00a0 Listen to my interview with Bloodhound Blog contributor, Tony Gallegos.\u00a0 We discuss: San Diego County VA\u00a0mortgage statistics (the market share number is going to astound you)\u00a0 Why VA loans have the lowest default rate among all four major loan\u2026","rel":"","context":"In &quot;Lending&quot;","block_context":{"text":"Lending","link":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/category\/lending\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":9880,"url":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/9880\/fha-broker-approval-delegated-to-approved-de-lenders-will-this-squeeze-out-smaller-players\/","url_meta":{"origin":2455,"position":5},"title":"FHA Broker Approval Delegated to Approved DE Lenders: Will This Squeeze Out Smaller Players?","author":"Tony Gallegos","date":"September 28, 2009","format":false,"excerpt":"Over the last eight days, calls from my clients and mortgage associates having been growing on a daily basis concerning the recent announcement by the FHA delegating mortgage broker approval to originate FHA loans to approved DE lenders. Quite frankly, many small lenders and mortgage brokers are concerned the mega-lenders\u2026","rel":"","context":"In &quot;General&quot;","block_context":{"text":"General","link":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/category\/general\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/wp-json\/wp\/v2\/posts\/2455","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/wp-json\/wp\/v2\/users\/15"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/wp-json\/wp\/v2\/comments?post=2455"}],"version-history":[{"count":0,"href":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/wp-json\/wp\/v2\/posts\/2455\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/wp-json\/wp\/v2\/media?parent=2455"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/wp-json\/wp\/v2\/categories?post=2455"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/wp-json\/wp\/v2\/tags?post=2455"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}