{"id":3151,"date":"2008-05-20T12:04:24","date_gmt":"2008-05-20T19:04:24","guid":{"rendered":"http:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/?p=3151"},"modified":"2008-05-20T12:04:24","modified_gmt":"2008-05-20T19:04:24","slug":"so-how-does-your-lender-view-you-as-a-customer","status":"publish","type":"post","link":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/3151\/so-how-does-your-lender-view-you-as-a-customer\/","title":{"rendered":"So How Does Your Lender View You As A Customer?"},"content":{"rendered":"<p><strong>If Your Lender Is Countrywide &#8211; This Telling Email Might Give You An Idea  <\/strong><\/p>\n<p>This email is being circulated on the web&#8230; I cannot verify its authenticity or content, so until it can be confirmed, take it with a grain of proverbial salt.<\/p>\n<blockquote><p>A Real Countrywide Email From the Office of Angelo Mozilo &#8211; Email Below  Calls Homeowner Disgusting<br \/>\nBy Moe Bedard on May 20th, 2008<\/p>\n<p>It isn\u2019t every day that you get to see behind the scenes of the housing and  mortgage crisis. Mainstream media usually tells the same homeowner story of pain  and suffering and then the \u201cmade up\u201d stories from the lenders and servicers who  are masters of deception and lip service.<\/p>\n<p>Here is an email that was forwarded to me by a Countrywide Home Loans  borrower named Don Bailey. Don joined my forum to get free foreclosure help and  assisitance in obtaining a loan modification from Countrywide and that is just  what he got. He followed or advice to a \u201ct\u201d, wrote his hardship letter (we  provide free samples here and on the forum) and then proceeded to email and fax  his information to the email list we provided him.<\/p>\n<p>Email from Don to Countrywide after he received the disturbing email from  the Office of Angelo Mozilo sent to him by accident:<\/p>\n<p>Hello,<\/p>\n<p>I took the advice on this forum, and e-mailed my hardship letter to the  list of e-mail addresses posted in the threads. Two minutes later, I received a  reply\u2026\u2026a mistaken reply by Angelo Mozilo to the rest of the people on the list.  Here it is. Nothing like this to kick a person while they are down. What hope do  I have \u2026<\/p>\n<p><a href=\"mailto:%E2%80%9Cremoved@yahoo.com\">\u201cremoved@yahoo.com<\/a><br \/>\nCC: <a href=\"mailto:Steve_Bailey@Countrywide.Com\">Steve_Bailey@Countrywide.Com<\/a><br \/>\nSubject:  Re: bailey acct# xxxxxxxxxx<br \/>\nFrom: <a href=\"mailto:Angelo_Mozilo@countrywide.com\">Angelo_Mozilo@countrywide.com<\/a>  Add Mobile Alert<br \/>\nDate: Mon, 19 May 2008 06:41:34 -0700<\/p>\n<p>This has already been sent on to our senior manager who will determine the  facts behind your request and he will take the appropriate actions.<\/p>\n<p>Dan Bailey<br \/>\n05\/19\/2008 06:37 AM<br \/>\nTo <a href=\"mailto:Angelo_Mozilo@countrywide.com\">Angelo_Mozilo@countrywide.com<\/a><br \/>\nCc<br \/>\nSubject  Re: bailey acct# xxxxxxxxxx<\/p>\n<p>Interesting to find that you think my letter is disgusting. I will send <a href=\"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/3151\/so-how-does-your-lender-view-you-as-a-customer\/#more-3151\" class=\"more-link\">Read more<\/a><\/p><\/blockquote>\n","protected":false},"excerpt":{"rendered":"<p>If Your Lender Is Countrywide &#8211; This Telling Email Might Give You An Idea This email is being circulated on the web&#8230; I cannot verify its authenticity or content, so until it can be confirmed, take it with a grain of proverbial salt. A Real Countrywide Email From the Office of Angelo Mozilo &#8211; Email [&hellip;]<\/p>\n","protected":false},"author":13,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_crdt_document":"","jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[62,26,10],"tags":[],"class_list":{"0":"post-3151","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"hentry","6":"category-dirty-laundry","7":"category-lending","8":"category-realty-reality","10":"no-featured-image"},"jetpack_featured_media_url":"","jetpack_sharing_enabled":true,"jetpack-related-posts":[{"id":1855,"url":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/1855\/the-new-york-times-goes-on-a-countrywide-manhunt\/","url_meta":{"origin":3151,"position":0},"title":"The New York Times goes on a Countrywide manhunt","author":"Greg Swann","date":"August 25, 2007","format":false,"excerpt":"The New York Times on the Countrywide mess and how the company got there:ON its way to becoming the nation\u2019s largest mortgage lender, the Countrywide Financial Corporation encouraged its sales force to court customers over the telephone with a seductive pitch that seldom varied. \u201cI want to be sure you\u2026","rel":"","context":"In &quot;Lending&quot;","block_context":{"text":"Lending","link":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/category\/lending\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":2893,"url":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/2893\/countrywide-loss-mitigation-a-lesson-in-ineptitude\/","url_meta":{"origin":3151,"position":1},"title":"Countrywide Loss Mitigation&#8211;A Lesson In Ineptitude.","author":"Allen Butler","date":"April 4, 2008","format":false,"excerpt":"I have written in the past about the hassles and pitfalls of dealing with lenders for possible short sale workouts. While I must admit that the whole process, regardless of the lender, can be \"painful,\" Countrywide is the epitome of ineptitude. I am here today to inform you, and warn\u2026","rel":"","context":"In &quot;Real Estate&quot;","block_context":{"text":"Real Estate","link":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/category\/real-estate\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":2272,"url":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/2272\/countrywide-bankruptcy-likely-not-while-the-feds-are-bailing-them-out\/","url_meta":{"origin":3151,"position":2},"title":"Countrywide Bankruptcy Likely?  Not While the Feds Are Bailing Them Out","author":"Brian Brady","date":"November 27, 2007","format":false,"excerpt":"I'm a Countrywide watcher. It's size and reach in mortgage loan origination is worthy of any mortgage originator's respect and admiration. I had a lot of confidence in Countrywide as it marched to becoming America's largest originator of home loans. I liked 'em so much that I had a piece\u2026","rel":"","context":"In &quot;Investment&quot;","block_context":{"text":"Investment","link":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/category\/investment\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":1250,"url":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/1250\/a-farewell-to-arms-one-less-option\/","url_meta":{"origin":3151,"position":3},"title":"A Farewell to ARMs:  One Less Option","author":"Brian Brady","date":"April 1, 2007","format":false,"excerpt":"Are Option ARMs the next casualty in the non prime mortgage meltdown war? Wall Street fired the shot heard 'round the world in the mortgage default war by demanding repurchases from subprime lenders. Lenders either closed their doors or waved the white flag and allowed the conquering army to annex\u2026","rel":"","context":"In &quot;Real Estate&quot;","block_context":{"text":"Real Estate","link":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/category\/real-estate\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":3317,"url":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/3317\/farewell-countrywide-how-the-bank-of-america-merger-will-keep-wells-fargo-as-the-mortgage-origination-leader\/","url_meta":{"origin":3151,"position":4},"title":"Farewell Countrywide:  How The Bank of America Merger Will Keep Wells Fargo As The Mortgage Origination Leader","author":"Brian Brady","date":"July 2, 2008","format":false,"excerpt":"WARNING!\u00a0 Long commentary about the Bank of America\/ Countrywide merger ahead: Bank of America Press Release from July 1, 2008 (italicized) with my commentary: CHARLOTTE, N.C., July 1 \/PRNewswire\/ -- Bank of America Corporation today completed its purchase of Countrywide Financial Corp. to create the nation's leading mortgage originator and\u2026","rel":"","context":"In &quot;Real Estate&quot;","block_context":{"text":"Real Estate","link":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/category\/real-estate\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":1141,"url":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/1141\/countrywide-lendingtree-bear-stearns\/","url_meta":{"origin":3151,"position":5},"title":"Countrywide, LendingTree and Bear Stearns Mortgage","author":"Doug Quance","date":"March 13, 2007","format":false,"excerpt":"The lending roller coaster is just starting to roll Most real estate professionals have to deal with an occasional unexpected consequence involving lenders... but not a string of them like this revelation. A client of mine decided to be a generous friend. He's not a wealthy man in the strictest\u2026","rel":"","context":"In &quot;Real Estate&quot;","block_context":{"text":"Real Estate","link":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/category\/real-estate\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/wp-json\/wp\/v2\/posts\/3151","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/wp-json\/wp\/v2\/users\/13"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/wp-json\/wp\/v2\/comments?post=3151"}],"version-history":[{"count":0,"href":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/wp-json\/wp\/v2\/posts\/3151\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/wp-json\/wp\/v2\/media?parent=3151"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/wp-json\/wp\/v2\/categories?post=3151"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/wp-json\/wp\/v2\/tags?post=3151"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}