{"id":8329,"date":"2009-05-09T05:12:14","date_gmt":"2009-05-09T12:12:14","guid":{"rendered":"http:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/?p=8329"},"modified":"2009-05-09T01:16:52","modified_gmt":"2009-05-09T08:16:52","slug":"my-own-first-hand-foreclosure-story","status":"publish","type":"post","link":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/8329\/my-own-first-hand-foreclosure-story\/","title":{"rendered":"My own first-hand foreclosure story"},"content":{"rendered":"<p>On April 27th, ironically the day before BloodhoundBlog Unchained commenced, IndyMac Bank posted a Notice of Trustee&#8217;s Sale against our home. I didn&#8217;t know about this until this week, although I had known it was a possibility.<\/p>\n<p>This is really nobody&#8217;s business. But as a matter of steadfast policy, I have never let anyone make a truthful statement about me that I have not first made myself. I know I tend to excite the most evil sentiments in people with evil minds, so they may want to take this opportunity to further their self-destruction. This matters to me not at all. I live my life well to the right of the zero on the number line, and the only people I deal with or care about do the same. People who pursue disvalues are of no value to themselves, nor to anyone.<\/p>\n<p>But so as not to introduce this topic and then leave it unexplained, here&#8217;s what happened: For the past three years, our outflow has exceeded our inflow. This is not an unusual story in the real estate business, and we have been lucky to have enough high-paying work to at least keep us within reach of profitability. During this same time, as you have seen here, we have completely reengineered everything we think about marketing, with the ultimate test of those ideas beginning only now.<\/p>\n<p>But our debt load became severe enough last year that we had to make some hard choices. I elected to take a chance on our mortgage payments, since there was a plausible threat that we might lose the house anyway. Our choice was to keep the doors open at the risk of those doors themselves. I could see an upswing in our business activity, to the extent that I expected to catch up on the mortgage by the second quarter of 2009, and to catch up on everything by the fourth quarter.<\/p>\n<p>I still expect this to be the case. My one mistake was that I didn&#8217;t think IndyMac would pull the trigger this soon. I played chicken and I lost, so now, in addition to buying back <a href=\"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/8329\/my-own-first-hand-foreclosure-story\/#more-8329\" class=\"more-link\">Read more<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>On April 27th, ironically the day before BloodhoundBlog Unchained commenced, IndyMac Bank posted a Notice of Trustee&#8217;s Sale against our home. I didn&#8217;t know about this until this week, although I had known it was a possibility. This is really nobody&#8217;s business. But as a matter of steadfast policy, I have never let anyone make [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_crdt_document":"","jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[62,24,212,6,5],"tags":[],"class_list":{"0":"post-8329","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"hentry","6":"category-dirty-laundry","7":"category-egoism-in-action","8":"category-flourishing","9":"category-marketing","10":"category-real-estate","12":"no-featured-image"},"jetpack_featured_media_url":"","jetpack_sharing_enabled":true,"jetpack-related-posts":[{"id":8955,"url":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/8955\/for-every-one-that-doeth-evil-hateth-the-light\/","url_meta":{"origin":8329,"position":0},"title":"&#8220;For every one that doeth evil hateth the light&#8230;&#8221;","author":"Greg Swann","date":"June 21, 2009","format":false,"excerpt":"","rel":"","context":"In &quot;Egoism in Action&quot;","block_context":{"text":"Egoism in Action","link":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/category\/egoism-in-action\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":9955,"url":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/9955\/thought-for-the-day\/","url_meta":{"origin":8329,"position":1},"title":"Thought for the Day","author":"Sean Purcell","date":"October 6, 2009","format":false,"excerpt":"\"Government is a necessary evil.\u00a0 And the greater the distance of the government from the effects of their decisions... the more evil government necessarily becomes.\" Comments? PS There are no bonus points for Googling the quote.","rel":"","context":"In &quot;Big Mother&quot;","block_context":{"text":"Big Mother","link":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/category\/big-mother\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":5894,"url":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/5894\/does-googleopoly-evil\/","url_meta":{"origin":8329,"position":2},"title":"Does\u00a0&#8220;Googleopoly&#8221; = Evil ?","author":"John Rowles","date":"December 2, 2008","format":false,"excerpt":"I have a running news search going for anything that has the words \"Google\" and \"Real Estate\" in it. More often than not, this search returns cookie cutter press releases designed to reassure agents who plunked down a credit card for a cookie-cutter Web site (\"Real Estate Agent Ollie Tabooger\u2026","rel":"","context":"In &quot;Real Estate&quot;","block_context":{"text":"Real Estate","link":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/category\/real-estate\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":17839,"url":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/17839\/overnight-news-evil-is-simply-the-weeds-that-shoot-up-where-goodness-goes-uncultivated\/","url_meta":{"origin":8329,"position":3},"title":"Overnight News: Evil is simply the weeds that shoot up where goodness goes\u00a0uncultivated.","author":"Greg Swann","date":"February 13, 2021","format":false,"excerpt":"I will give you a way of understanding good and evil that should make things easier to understand, if not to abide. Like this: When you are confronted with inexplicably evil conduct, entertain this thought: \"How tragic it is that there is no one in your life who would be\u2026","rel":"","context":"In &quot;Group Therapy&quot;","block_context":{"text":"Group Therapy","link":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/category\/group-therapy\/"},"img":{"alt_text":"Ya think it's easy?","src":"https:\/\/i0.wp.com\/www.bloodhoundrealty.com\/BloodhoundBlog\/wp-content\/uploads\/2020\/08\/BHBNewTopImage-300x225.jpg?resize=350%2C200","width":350,"height":200},"classes":[]},{"id":18424,"url":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/18424\/overnight-news-redfin-ceo-glenn-kelman-discovers-that-the-cure-for-the-evils-of-government-is-much-more-government-evil\/","url_meta":{"origin":8329,"position":4},"title":"Overnight News: Redfin CEO Glenn Kelman discovers that the cure for the evils of government is much more government\u00a0evil.","author":"Greg Swann","date":"August 27, 2021","format":false,"excerpt":"I am circumscribed, written into my corner, temporarily. I threw out my back yesterday, so I am leaving you to our own devices with the news \u2013 with some commentary as we go. My big problem is a matter of reliability: Miss Cleopatra Chioux, the French Bulldog I valet for,\u2026","rel":"","context":"In &quot;Group Therapy&quot;","block_context":{"text":"Group Therapy","link":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/category\/group-therapy\/"},"img":{"alt_text":"Ya think it's easy?","src":"https:\/\/i0.wp.com\/www.bloodhoundrealty.com\/BloodhoundBlog\/wp-content\/uploads\/2020\/08\/BHBNewTopImage-300x225.jpg?resize=350%2C200","width":350,"height":200},"classes":[]},{"id":17823,"url":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/17823\/overnight-news-marxists-are-desperate-to-find-a-pretext-to-exterminate-those-evil-people-who-make-them-casseroles-and-shovel-their-driveways\/","url_meta":{"origin":8329,"position":5},"title":"Overnight News: Marxists are desperate to find a pretext to exterminate those evil people who make them casseroles and shovel their\u00a0driveways.","author":"Greg Swann","date":"February 7, 2021","format":false,"excerpt":"The point of the January 6th fiasco was the January 6th fiasco: Marxists spent all year goading Trump supporters into civil war. They didn't quite get bupkis, but nothing like the pretext they needed to commence the Ant pogrom. That's why they're confessing now. It looks like a modified limited\u2026","rel":"","context":"In &quot;Group Therapy&quot;","block_context":{"text":"Group Therapy","link":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/category\/group-therapy\/"},"img":{"alt_text":"Ya think it's easy?","src":"https:\/\/i0.wp.com\/www.bloodhoundrealty.com\/BloodhoundBlog\/wp-content\/uploads\/2020\/08\/BHBNewTopImage-300x225.jpg?resize=350%2C200","width":350,"height":200},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/wp-json\/wp\/v2\/posts\/8329","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/wp-json\/wp\/v2\/comments?post=8329"}],"version-history":[{"count":2,"href":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/wp-json\/wp\/v2\/posts\/8329\/revisions"}],"predecessor-version":[{"id":8330,"href":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/wp-json\/wp\/v2\/posts\/8329\/revisions\/8330"}],"wp:attachment":[{"href":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/wp-json\/wp\/v2\/media?parent=8329"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/wp-json\/wp\/v2\/categories?post=8329"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/wp-json\/wp\/v2\/tags?post=8329"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}