HVCC<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"And to quote one of my all time favorite movie characters, Forrest Gump, “And that’s all I’m going to say about that.” Check out HVCC Petition at www.hvccpetition.com HVCC<\/p>\n","protected":false},"author":44,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_crdt_document":"","jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[62,29],"tags":[366],"class_list":{"0":"post-8747","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"hentry","6":"category-dirty-laundry","7":"category-group-therapy","8":"tag-hvcc","10":"no-featured-image"},"jetpack_featured_media_url":"","jetpack_sharing_enabled":true,"jetpack-related-posts":[{"id":8473,"url":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/8473\/whats-the-hvcc-and-what-does-it-mean-to-loan-officers-realtors-and-consumers\/","url_meta":{"origin":8747,"position":0},"title":"What’s the HVCC and what does it mean to Loan Officers, Realtors and Consumers?","author":"Tom Vanderwell","date":"May 18, 2009","format":false,"excerpt":"Okay, first, I have a confession to make.\u00a0\u00a0 The bank that I work for chose to be proactive and we began implementing the Home Valuation Code of Conduct on mortgage applications taken on or after January 12.\u00a0\u00a0 Why did we do it so early?\u00a0\u00a0 I'm not going to attempt to\u2026","rel":"","context":"In "Dirty Laundry"","block_context":{"text":"Dirty Laundry","link":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/category\/dirty-laundry\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":10960,"url":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/10960\/my-jim-casey-take-on-the-fhas-policy-to-address-risk-and-strengthen-finances\/","url_meta":{"origin":8747,"position":1},"title":"My “Jim Casey” take on the FHA’s Policy to Address Risk and Strengthen Finances","author":"Scott Schang","date":"January 22, 2010","format":false,"excerpt":"\"Before I knowed it, I was sayin' out loud, 'The hell with it! There ain't no sin and there ain't no virtue. There's just stuff people do. It's all part of the same thing.\" - (Preacher) Jim Casey \/ Grapes of Wrath Here's my take on the FHA 1\/20\/10 press\u2026","rel":"","context":"In "Lending"","block_context":{"text":"Lending","link":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/category\/lending\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.californiateachersandemployeeshomeloanprograms.com\/wp-content\/uploads\/2010\/01\/Read-all-about-it.gif?resize=350%2C200","width":350,"height":200},"classes":[]},{"id":8766,"url":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/8766\/please-help-me-welcome-namb-president-marc-savitt-to-web-20-action-step-requested\/","url_meta":{"origin":8747,"position":2},"title":"Please Help Me Welcome NAMB President Marc Savitt To Web 2.0 – Action Step Requested","author":"Mark Green","date":"June 5, 2009","format":false,"excerpt":"I wrote an article at Lenderama yesterday.\u00a0 Here's the deal: I'm a card carrying NAMB Basher and have been for several years.\u00a0 And I'm hardly alone.\u00a0 The other day, I had a 10-minute phone conversation with NAMB President Marc Savitt.\u00a0 The conversation inspired me to write the article you'll find\u2026","rel":"","context":"In "General"","block_context":{"text":"General","link":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/category\/general\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":8666,"url":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/8666\/if-not-us-who\/","url_meta":{"origin":8747,"position":3},"title":"If Not Us, Who?","author":"Mark Green","date":"May 28, 2009","format":false,"excerpt":"I'm in a lousy mood today and I need your help. The crooks are resurfacing. If you thought the bad guys have been flushed out of the system, I've got some bad news for ya. \u00a0We spend an inordinate amount of time debating who and what caused the mortgage meltdown.\u2026","rel":"","context":"In "Dirty Laundry"","block_context":{"text":"Dirty Laundry","link":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/category\/dirty-laundry\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":8458,"url":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/8458\/the-139250-appraisal-fee-or-how-the-home-valuation-code-of-conduct-rewards-inefficiency-at-the-expense-of-the-consumer\/","url_meta":{"origin":8747,"position":4},"title":"The $1392.50 Appraisal Fee or How the Home Valuation Code of Conduct Rewards Inefficiency At the Expense of the Consumer","author":"Brian Brady","date":"May 15, 2009","format":false,"excerpt":"Have you heard of the Home Valuation Code of Conduct?\u00a0 New York Attorney General Cuomo forced Fannie Mae and Freddie Mac to adopt the measure, in what can only be described as a Machiavellian scheme.\u00a0 Essentially, mortgage brokers are forbidden from direct contact with residential appraisers; all appraisals for agency\u2026","rel":"","context":"In "Lending"","block_context":{"text":"Lending","link":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/category\/lending\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":8771,"url":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/8771\/why-real-estate-agents-should-stop-playing-loan-officer\/","url_meta":{"origin":8747,"position":5},"title":"Why Real Estate Agents Should Stop Playing Loan Officer","author":"Mark Madsen","date":"June 6, 2009","format":false,"excerpt":"I wasted a few hours this week cleaning up the messes that real estate agents created for their first time home-buyers. 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