{"id":9508,"date":"2009-08-13T23:57:04","date_gmt":"2009-08-14T06:57:04","guid":{"rendered":"http:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/?p=9508"},"modified":"2009-10-04T06:13:31","modified_gmt":"2009-10-04T13:13:31","slug":"hey-zillow-hey-trulia-hey-smarteragent-heres-what-i-really-want-in-a-smart-phone-app","status":"publish","type":"post","link":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/9508\/hey-zillow-hey-trulia-hey-smarteragent-heres-what-i-really-want-in-a-smart-phone-app\/","title":{"rendered":"Hey Zillow, hey Trulia, hey SmarterAgent: Here&#8217;s what I really want in a smart-phone app&#8230;"},"content":{"rendered":"<p>Not for me &#8212; for our <em>lenders<\/em>&#8230;<\/p>\n<p>Until lately, lenders and title people never really lived in our world. You could get &#8217;em on the phone all day long &#8212; so long as it wasn&#8217;t Sunday, so long as it wasn&#8217;t 9:30 at night.<\/p>\n<p>That&#8217;s changing, thank goodness, especially with lenders.<\/p>\n<p>But: If I need a Loan Status Report (that&#8217;s Arizonan for a pre-qual form) at 9:30 on a Sunday night, I need it.<\/p>\n<p>So here&#8217;s what I want for one (or more) of y&#8217;all to make for lenders:<\/p>\n<p>1. Give them whatever kind of pre-qual calculator they need &#8212; with internet access, of course.<\/p>\n<p>2. At the lender&#8217;s option, issue the pre-qual information in any extant state association of Realtors form, along with something generic and an auto-generated cover letter.<\/p>\n<p>3. Email as a PDF or send an e-page with a URL to a PDF on your server.<\/p>\n<p>As dumb as these forms are, and as perniciously useless as they sometimes can be, it&#8217;s getting to be impossible, in Arizona at least, to submit a contract without one.<\/p>\n<p>So: If you would, please make it easy for lenders to make loan commitments.<\/p>\n<p>Feel free to charge &#8217;em for the app, of course. We all know they&#8217;re loaded&#8230; \ud83d\ude09<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Not for me &#8212; for our lenders&#8230; Until lately, lenders and title people never really lived in our world. You could get &#8217;em on the phone all day long &#8212; so long as it wasn&#8217;t Sunday, so long as it wasn&#8217;t 9:30 at night. That&#8217;s changing, thank goodness, especially with lenders. But: If I need [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_crdt_document":"","jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[26,6,5,19],"tags":[],"class_list":{"0":"post-9508","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"hentry","6":"category-lending","7":"category-marketing","8":"category-real-estate","9":"category-technology","11":"no-featured-image"},"jetpack_featured_media_url":"","jetpack_sharing_enabled":true,"jetpack-related-posts":[{"id":16414,"url":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/16414\/hey-zillow-why-are-you-calling-the-realtors-and-lenders-you-prey-upon-racist\/","url_meta":{"origin":9508,"position":0},"title":"Hey, @Zillow: Why are you calling the Realtors and lenders you prey upon #racist?","author":"Greg Swann","date":"January 18, 2014","format":false,"excerpt":"And why on earth do they continue to do business with you?","rel":"","context":"In &quot;Egoism in Action&quot;","block_context":{"text":"Egoism in Action","link":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/category\/egoism-in-action\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":8771,"url":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/8771\/why-real-estate-agents-should-stop-playing-loan-officer\/","url_meta":{"origin":9508,"position":1},"title":"Why Real Estate Agents Should Stop Playing Loan Officer","author":"Mark Madsen","date":"June 6, 2009","format":false,"excerpt":"I wasted a few hours this week cleaning up the messes that real estate agents created for their first time home-buyers. End result - loan officer still looks like a jerk, but now the borrowers are really confused about who to trust. I'm going to combine about five separate scenarios\u2026","rel":"","context":"In &quot;Lending&quot;","block_context":{"text":"Lending","link":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/category\/lending\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":1829,"url":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/1829\/so-if-there-has-to-be-a-bail-out\/","url_meta":{"origin":9508,"position":2},"title":"So if there has to be a bail out&#8230;","author":"Morgan Brown","date":"August 20, 2007","format":false,"excerpt":"What if Jeff and Brian are right?\u00a0 What if it is preordained in the cards that a federal bail out of Countrywide is an absolute necessity and a foregone conclusion should the behemoth lender fail?\u00a0 While Jeff certainly provides a well reasoned and thrilling John Grisham version of a Countrywide\u2026","rel":"","context":"In &quot;Lending&quot;","block_context":{"text":"Lending","link":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/category\/lending\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":3110,"url":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/3110\/going-postal-from-the-you-cant-make-this-up-file\/","url_meta":{"origin":9508,"position":3},"title":"Going Postal &#8212; From The &#8216;You Can&#8217;t Make This Up&#8217; File","author":"Jeff Brown","date":"May 14, 2008","format":false,"excerpt":"Here's a hot button for real estate agents and mortgage brokers. You'll recognize this immediately. Your're dealing with a problem, searching for a solution with a service provider or a vendor. The person on the other end of the phone says something which clearly and expertly outlines the solution that\u2026","rel":"","context":"In &quot;Enduring Interest&quot;","block_context":{"text":"Enduring Interest","link":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/category\/enduring-interest\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":3874,"url":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/3874\/a-proposal-to-improve-mortgage-lending\/","url_meta":{"origin":9508,"position":4},"title":"A Proposal to Improve Mortgage Lending&#8230;.","author":"Tom Vanderwell","date":"August 13, 2008","format":false,"excerpt":"Since there are a variety of licensing, regulation, education, criminal background check proposals bouncing around in an effort to clean up the mortgage world, I thought I'd throw out my own proposal on how to improve mortgage lending. I'm proposing that as part of the training for becoming a mortgage\u2026","rel":"","context":"In &quot;General&quot;","block_context":{"text":"General","link":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/category\/general\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":11580,"url":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/11580\/will-pre-approval-letters-be-banished\/","url_meta":{"origin":9508,"position":5},"title":"Will Pre-Approval Letters Be Banished?","author":"Brian Brady","date":"March 17, 2010","format":false,"excerpt":"Score one more screw up for the Government-Banking Complex...and watch mortgage brokers thrive because of it. Andrew Duncan of Keller Williams in Tampa, FL reprinted a Mortgage News Daily story: As part of the changes to the Real Estate Settlement Procedures Act, borrowers can no longer shop for a home\u2026","rel":"","context":"In &quot;Lending&quot;","block_context":{"text":"Lending","link":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/category\/lending\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/wp-json\/wp\/v2\/posts\/9508","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/wp-json\/wp\/v2\/comments?post=9508"}],"version-history":[{"count":2,"href":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/wp-json\/wp\/v2\/posts\/9508\/revisions"}],"predecessor-version":[{"id":9943,"href":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/wp-json\/wp\/v2\/posts\/9508\/revisions\/9943"}],"wp:attachment":[{"href":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/wp-json\/wp\/v2\/media?parent=9508"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/wp-json\/wp\/v2\/categories?post=9508"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bloodhoundrealty.com\/BloodhoundBlog\/wp-json\/wp\/v2\/tags?post=9508"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}